Compare trip cancellation, medical evacuation, baggage loss and annual travel insurance from top US carriers. Free, unbiased quotes in minutes.
Choose the right coverage based on your destination, trip cost and travel frequency.
Reimbursed if your trip is cancelled for a covered reason — illness, death, severe weather, job loss.
Covers emergency medical expenses abroad — your US health insurance often has zero international coverage.
Pays to transport you to the nearest adequate medical facility or back to the US — can cost $50K–$250K without coverage.
Upgrade that lets you cancel for any reason and get 50–75% back — maximum flexibility.
One policy covers all your trips in a year — cost-effective for 2+ international trips annually.
Designed for cruisers — covers missed ports, ship mechanical failure and emergency medical at sea.
Estimate your travel insurance premium based on your trip details and destination.
* Estimates only. Get precise quotes →
A comprehensive travel insurance policy protects you across 6 major areas.
Reimburses non-refundable costs if your trip is cancelled or cut short — covered reasons include illness, death, severe weather and more.
Pays your overseas hospital bills, doctor visits, surgery and prescriptions. Most US health plans provide zero or very limited international coverage.
Covers emergency transport to the nearest adequate facility or back to the US. Without coverage, a single evacuation can exceed $200,000.
Reimburses you for lost, stolen or damaged luggage. Baggage delay coverage pays for essential items if bags are delayed 6+ hours.
Pays for meals, hotel and essentials when your trip is delayed 6+ hours due to mechanical failure, weather or strikes.
Covers additional transportation and accommodation if you miss a cruise departure or connecting flight due to a covered delay.
| Not Covered | Notes |
|---|---|
| Pre-existing conditions (usually) | Buy a policy with waiver within 14–21 days of first deposit |
| Pandemic / COVID cancellations | CFAR upgrade covers this; standard policies vary |
| Fear of travel / change of mind | CFAR upgrade required for this coverage |
| Extreme sports injuries | Adventure sports rider needed |
| Alcohol/drug incidents | Claims denied if intoxication contributed |
Answers to the most common questions from US travelers.
Compare travel insurance quotes from top US carriers — free, fast and completely unbiased.