The Employee Provident Fund (EPF) is an employee fund administered by the Employee Provident Fund Organisation of India (EPFO). It requires both the employee and the employer to pay a certain sum of money at regular intervals. The part of your pay that does not go directly into your hands is something you likely already […]
When you think about retirement, many significant things come to mind. If one is willing to put in the effort, one can achieve any of these goals. Retirement planning is unique among all of life’s monetary considerations. In retirement, there is no longer any need to work to make money; you no longer have any […]
Natural calamities, in general, are unexpected events caused by nature itself including events like earthquakes, floods, cyclones, landslides, tornadoes, hurricanes, storms, etc. which have an impact on a lot of sufferings, deaths, and damages. Unfortunately, mankind has mingled with nature in such a way that nature has started reacting in these ways including climate changes, […]
The primary aspect to focus on while making any kind of investment in your insurance plans is to make sure it is worthy to clear off your debts if any and to help in your large financial expenditure like paying for your child’s education, marriage or even for your retirement financial management. Hence you need […]
No-Claim Bonus (NCB) is a valuable reward offered by motor insurance companies to policyholders who do not make any claims during the policy term. It serves as an incentive for safe driving and provides an opportunity to maximize savings on your motor insurance premiums. Understanding how NCB works and how to make the most of […]
Before you buy an insurance cover for yourself, you must understand some basic terminologies mentioned in the insurance terms and conditions. This will help you to choose your insurance policy wisely. Given below is a list of 42 commonly used Life Insurance terms, Health Insurance terms and conditions, Term insurance terms, and also key terms […]
When it comes to protecting your financial interests, insurance is a vital tool. Among the leading insurance providers in India, SBI General Insurance has earned a solid reputation for its comprehensive coverage, competitive premiums, and valuable benefits. In this blog, we will explore the terms, premium options, and benefits offered by SBI General Insurance. Understanding […]
Managing motor insurance costs is a priority for many vehicle owners, as premiums can be a significant expense. However, there are effective strategies to reduce these costs without sacrificing essential coverage. By taking a proactive approach—such as comparing quotes, opting for voluntary deductibles, installing safety devices, and maintaining a good driving record—you can potentially lower […]