As we know, health insurance protects an individual from financial loss or high expenses incurred due to medical emergencies, sickness, or injury. Employers often offer health insurance schemes to working-class individuals, providing valuable benefits for both the insured and their families. Lets take a look at the benefits of Health Insurance for Employees. What is […]
When you make a health insurance claim, there’s often someone working behind the scenes to make the process smoother—this is where a TPA, or Third-Party Administrator, steps in. TPAs are licensed organisations that act as a bridge between policyholders, insurance companies, and hospitals. They help handle everything from processing claims and enabling cashless hospitalisation to […]
Benefits of Health Insurance for Heart Patients
Mini Balakrishnan
Different Types Of Health Insurance Plans In India
Mini Balakrishnan
Top Factors to Consider While Choosing a Health Insurance Plan
Mini Balakrishnan
No Claim Bonus (NCB) In Health Insurance: What it is & How It Works
Mini Balakrishnan
Health insurance goes beyond just covering medical expenses—it also rewards policyholders for staying healthy. One such benefit is the No Claim Bonus (NCB), which offers advantages to individuals who do not make any claims during a policy year. In this guide, we’ll break down what No Claim Bonus (NCB) is, how it works, its key […]
What Is Co-Payment in Health Insurance and How Does It Work?
Mini Balakrishnan
Health insurance plays a crucial role in managing medical expenses in India, and one important feature to understand is co-payment (or co-pay). Knowing how co-payments work can help policyholders make informed decisions about their coverage and out-of-pocket costs. This guide provides a clear explanation of co-payment in health insurance, how it functions with real-life examples, […]
How to Secure Health Insurance When Changing Jobs
Mini Balakrishnan
If you are having a group health plan it means that your employer pays the policy premium for you. But what happens when you decide to move to a different job? As you might know, the employee group health insurance or the employee insurance is valid only till the employee stays with the company that […]