Health insurance goes beyond just covering medical expenses—it also rewards policyholders for staying healthy. One such benefit is the No Claim Bonus (NCB), which offers advantages to individuals who do not make any claims during a policy year. In this guide, we’ll break down what No Claim Bonus (NCB) is, how it works, its key […]
Health insurance plays a crucial role in managing medical expenses in India, and one important feature to understand is co-payment (or co-pay). Knowing how co-payments work can help policyholders make informed decisions about their coverage and out-of-pocket costs. This guide provides a clear explanation of co-payment in health insurance, how it functions with real-life examples, […]
The unexpected always seems to happen in life. Although we care greatly about protecting ourselves and our loved ones with comprehensive insurance policies, this is not enough. There’s always more you need to do to ensure the safety of your most prized possessions. This is where a rider on your life insurance policy comes in. […]
Your work life may be stressful due to various duties and a demanding schedule. Those who have worked hard all their lives often look forward to retirement so that they may finally kick back and relax. Yet one significant component that goes missing in retirement is the monthly paycheck that you have been receiving throughout […]
If you want to reduce your tax liability while achieving your financial goals, there are various investment options available to help you. Some of the most popular investment options for enhancing tax savings include: Employee Provident Fund (EPF) EPF is a retirement scheme that allows employees to contribute a part of their salary towards the […]