Health insurance goes beyond just covering medical expenses—it also rewards policyholders for staying healthy. One such benefit is the No Claim Bonus (NCB), which offers advantages to individuals who do not make any claims during a policy year. In this guide, we’ll break down what No Claim Bonus (NCB) is, how it works, its key […]
Health insurance plays a crucial role in managing medical expenses in India, and one important feature to understand is co-payment (or co-pay). Knowing how co-payments work can help policyholders make informed decisions about their coverage and out-of-pocket costs. This guide provides a clear explanation of co-payment in health insurance, how it functions with real-life examples, […]